https://www.inlibrary.uz/index.php/economy_education <p>Journalists of Uzbekistan ҳuzuridagi Oliy Attestation of natijalari byicha commission tomonidan olib borilayetgan ilmiy tadkikotlarning of economy based on ga, in accordance with fanlar yinalishi eziladigan vositalari zhumlasiga kiritilgan makolalarni publication of news about mass ethish recommend ethylgan.</p> Tashkent State University of Economics ru-RU Economics And Education 2010-6130 https://www.inlibrary.uz/index.php/economy_education/article/view/7620 The article shows the influence of the electric power industry on the development of the state economy. Methods of state regulation of the energy sector are voiced. Data of electricity consumption and production are presented Gulchehra Nigmatullayeva Copyright (c) 2021 Гулчехра Нигматуллаева https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 268 270 https://www.inlibrary.uz/index.php/economy_education/article/view/7628 This article discusses the production capacity of the enterprise, the cost of production and its quality, the cost of the product, the quality of the product, the product demand of competitors, the innovative potential of the enterprise issues discussed. Bakhtiyor Nasimov Copyright (c) 2021 Бахтиёр Насимов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 311 317 https://www.inlibrary.uz/index.php/economy_education/article/view/7627 In our country, in increasing the economic activity of the population, income from self-employment play a significant role in the structure of the population's income. The article develops an econometric model of factors influencing the income of the population from self-employment of the population. The proposals presented in the article serve for the organization and development of small business and family entrepreneurship of the population. Gairat Berdiev Alisher Kudratov Sarvarbek Urinkulov Copyright (c) 2021 Гайрат Бердиев, Алишер Кудратов, Сарварбек Уринкулов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 306 310 https://www.inlibrary.uz/index.php/economy_education/article/view/7626 For the successful conduct of any business, for its sustainable development, it is necessary to support and gradually improve business processes in three directions: economic, social and environmental. This article examines the social sphere of the organization, where research shows the importance of the human factor in the development of the company. When analyzing the workforce of the studied company, shortcomings and problems were identified, the solution of which will serve as an impetus for achieving the set strategic goals of the organization. In a competitive environment, for the further development of the enterprise and in order to achieve the goals of sustainable development, the company needs to consider the identified problems and the solutions given to them. Shahnoza Khakimova Copyright (c) 2021 Шахноза Хакимова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 302 306 https://www.inlibrary.uz/index.php/economy_education/article/view/7625 One of the most pressing problems today is the employment and the creating new jobs for population. This article describes the importance of creating sustainable jobs, as well as the organizational and economic mechanisms for creating jobs. Nurali Saidov Copyright (c) 2021 Нурали Саидов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 295 302 https://www.inlibrary.uz/index.php/economy_education/article/view/7624 This article describes the features of personnel management in today's joint-stock companies and improving the efficiency of the company's employees. As a result of the research, the characteristics of personnel management were evaluated on the basis of economic, social and psychological concepts Nargiza Omonova Copyright (c) 2021 Наргиза Оманова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 292 295 https://www.inlibrary.uz/index.php/economy_education/article/view/7623 This article presents poverty, its socio-economic consequences, criteria for determining the level of poverty, the experience of developed countries in this area, suggestions and recommendations for reducing it. Recommendations were made to reduce informal employment and create new jobs, which are the main directions of poverty reduction, and to prepare young people for modern specialties and professions. Baxrom Khaidarov Copyright (c) 2021 Бахром Хайдаров https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 288 292 https://www.inlibrary.uz/index.php/economy_education/article/view/7622 The article discusses the features of the systematization of migration processes and management mechanisms in Uzbekistan, as well as analyzes the theories and models of management. The author examines the typology of migration processes based on the four main reasons that motivate people to move: religious, political, criminal, and economic. The article analyzes the formation of global international migration movements, in which five categories of migrants are distinguished. The article analyzes sociological research and scientific works in the field of migration in Uzbekistan, which provides some opportunities to identify areas and opportunities in solving issues of improving the efficiency of migration management in Uzbekistan. The author recommended new mechanisms and opportunities for “good governance management” of migration processes in the country. Shuhrat Isakulov Copyright (c) 2021 Шухрат Исакулов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 281 288 https://www.inlibrary.uz/index.php/economy_education/article/view/7621 The modern assessment of the results of scientific research aimed at the development of the economy is based on econometric indicators. In the work Built a linear model of multiple regression; evaluation of accuracy and adequacy of the constructed regression equation; economic interpretation of model parameters was carried out; for the resulting model, the homoskedasticity condition of residues was checked using the Goldfeld-Quandt test; The obtained model was tested for the presence of autocorrelation of residues using the Darbin-Watson test, as well as an assessment of the adequacy of the assumption of homogeneity of the initial data in the regression sense; comparative analysis of the possibility of combining two samples into one was carried out and a single regression model was considered. Saidnumon Mansurov Yulbarskhon Mansurov Abduazim Turakulov Copyright (c) 2021 Саиднумон Мансуров, Юлбарсхон Мансуров, Абдуазим Туракулов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 271 280 https://www.inlibrary.uz/index.php/economy_education/article/view/7629 The article reveals topical problems in the education system of Uzbekistan and the socio-economic significance of the dual education system as an effective solution based on studying the experience of foreign countries. The article is devoted to the definition of the functions of educational institutions and employers in the training of personnel according to the dual system. Scientific conclusions about the introduction of dual vocational education in professional colleges of the republic are given. Komil Eshpulatov Copyright (c) 2021 Комил Эшпулатов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 318 322 https://www.inlibrary.uz/index.php/economy_education/article/view/7619 The article states that the continuation of structural changes and diversification of the economy in the country is an important factor in ensuring sustainable and balanced economic growth, increasing the competitiveness and successful development of our national economy, the importance of diversification in the field of food services, its essence, the matrix "services market" as well as suggestions for solving a number of problems Jaloliddin Suyunov Copyright (c) 2021 Джалолиддин Суюнов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 261 267 https://www.inlibrary.uz/index.php/economy_education/article/view/7618 This article substantiates the ways to optimize the range of products produced by textile enterprises. Also, it was found that when composing mathematical expressions, several conditions are met and the possibility of using the linear programming method when compiling mathematical expressions for the purposes of functions, compiled on the basis of several criteria, is clarified Nuriddin Rakhmanov Saidvali Yusupov Copyright (c) 2021 Нуриддин Рахманов, Саидвали Юсупов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 255 261 https://www.inlibrary.uz/index.php/economy_education/article/view/7617 This article examines the criteria for increasing the economic efficiency of industrial enterprises, the current situation, as well as the impact of labor potential on production results. The author examines the development of the country's economy, improving the economic performance of enterprises and increasing economic efficiency Mahmudjon Mukhtarov Murodilla Akbarov Copyright (c) 2021 Махмуджон Мухтаров, Муродилла Акбаров https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 252 255 https://www.inlibrary.uz/index.php/economy_education/article/view/7616 The article explores the issue of developing a method of diagnosing the impact of strategic competitive advantages on the sustainable development of a modern industrial enterprise Nozima Giyazova Copyright (c) 2021 Нозима Гиязова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 249 252 https://www.inlibrary.uz/index.php/economy_education/article/view/7615 The article describes the approaches aimed at improving the efficiency and development of the system of road transport enterprises. External and internal factors affecting the efficiency of road transport enterprises have been identified. The role of human capital in the development of modern road transport enterprises is revealed Nigora Abdurashidova Copyright (c) 2021 Нигора Абдурашидова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 246 249 https://www.inlibrary.uz/index.php/economy_education/article/view/7614 Supply chain sustainability is increasingly recognized as a key component of the sustainability of companies. And this research aims to support companies in better planning their Sustainable Supply Chain practices to improve the company's performance. The study shows at the core of Toyota Production System is Kaizen: elimination of waste and absolute concentration on consistently high quality by a process of continuous improvement. The findings illustrate how Toyota is able to use its production system as a source of competitive advantage throughout its supply chain. Accordingly, “Kaizen” as the best practice of Japan motivates the automotive industry of Uzbekistan in supporting the sustainable supply chain. Shahnoza Khakimova Muyassar Umarkhojaeva Copyright (c) 2021 Шахноза Хакимова, Муяссар Умарходжаева https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 240 246 https://www.inlibrary.uz/index.php/economy_education/article/view/7613 This article deals with the cultivation of cotton in Kosonsoy district and its efficiency. Today, in order to use the available land in Kosonsoy district and increase the volume of cotton cultivation, processing and export of products, it is planned to plant crops on monolithic areas and grow cotton on the basis of established standards. Shohruh Mamajonov Gafurjon Madiyarov Copyright (c) 2021 Шохрух Мамаджонов, Гафуржон Мадияров https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 236 240 https://www.inlibrary.uz/index.php/economy_education/article/view/7612 The article examines the issues of improving the organizational and management mechanisms for the implementation of development strategies of textile enterprises in the integrated system of quality management and strategic management. Ravshan Isaev Copyright (c) 2021 Равшан Исаев https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 233 236 https://www.inlibrary.uz/index.php/economy_education/article/view/7645 The article consider the processes taking place in the global and local agricultural industry in today's unstable period, adaptation to changing conditions and offers for increasing production capacities and volumes using information technologies and the Internet of things Khabibullo Rajamuradov Copyright (c) 2021 Хабибулло Ражамурадов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 374 377 https://www.inlibrary.uz/index.php/economy_education/article/view/7656 The article discusses the role of tourism services in the socio-economic development of the country and its impact on employment. It also details the relationship between employment in the country and the development of tourism services. Suggestions and recommendations were made on ways to increase the role of tourism services in increasing employment in the country Sohibjon Turabekov Copyright (c) 2021 Сохибжон Турабеков https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 421 425 https://www.inlibrary.uz/index.php/economy_education/article/view/7655 The article presents an analysis of the development of youth tourism before and after the coronavirus pandemic. On the basis of statistics, it is reported that young people can organize their travels through mobile applications and electronic reservations. Also, a number of new trends are proposed for tourism recovery in post-pandemic conditions Bakhtiyor Navruz-zoda Copyright (c) 2021 Бахтиёр Навруз-зода https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 415 421 https://www.inlibrary.uz/index.php/economy_education/article/view/7654 This scientific article examines the role and importance of public-private partnerships in organizing tourism clusters in the region, as well as issues related to the conceptual framework. Dilovarchon Mamayusupova Copyright (c) 2021 Диловархон Мамаюсупова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 408 414 https://www.inlibrary.uz/index.php/economy_education/article/view/7653 The article describes that tourism is one of the largest highly profitable and most dynamic sectors of the world economy. According to the World Tourism Organization (UNWTO), the tourism industry employs about 9.4% of world capital, provides every 16th job, and also accounts for 11% of global consumer spending and 5% of all tax revenues. Relations arising in the market of tourist services between its participants. In Uzbekistan, the influence of the tourism industry on the country's economy is still insignificant, financing of tourism: is made on a residual basis. Mahbuba Alieva Nargis Khujanazarova Copyright (c) 2021 Махбуба Алиева, Наргис Хужаназарова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 403 408 https://www.inlibrary.uz/index.php/economy_education/article/view/7652 The development of the sector of transport services to the population and changes in relation to other sectors of services are analyzed. We made estimates, economic analysis and forecasting on the basis of trend models in the process of development of the transport services sector. Anwar Rakhimov Murojon Ochilov Copyright (c) 2021 Анвар Рахимов, Муроджон Очилов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 396 402 https://www.inlibrary.uz/index.php/economy_education/article/view/7651 This article focuses on the quality of services provided in catering establishments. Due to the growing demand of the population for food, the level of catering services provided to customers and the emergence of their own characteristics lead to the emergence of new types of work, as well as new jobs. The emphasis is on basic and integrated services, which are widely used to understand the structure, nature and interdependencies of certain types of catering services, and often complement or support them. Mohigul Kalanova Copyright (c) 2021 Мохигул Каланова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 391 396 https://www.inlibrary.uz/index.php/economy_education/article/view/7650 This article is devoted to the consideration and detailed study of the concept of “service”, and the author’s definition of this term is given, analyzed the development trends of the service sector in the Republic of Uzbekistan, based on the results of the analyses, the main directions of the development of the service sector in the country are proposed. Shukhrat Sattarov Copyright (c) 2021 Шухрат Саттаров https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 386 390 https://www.inlibrary.uz/index.php/economy_education/article/view/7647 The article analyzes and econometrically models the problems arising in connection with the need for digital transformation for the development of agriculture. Explained the relevance of solving the problems of the future based on the use of digital technologies. Recommended samples for the organization of digitized Agricultural Service Centers. Farrukh Zhuraev Copyright (c) 2021 Фаррух Жураев https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 377 385 https://www.inlibrary.uz/index.php/economy_education/article/view/7611 The article analyzes the scientific views on entrepreneurship in general of foreign and domestic scientists and gives the author's development of this concept. The interpretation of the role of women in the development of the country's economy is carried out, the influence of women's entrepreneurship on the national economy, factors of the development of management of women's entrepreneurship are analyzed. In the process of organizing and managing the activities of an enterprise for the development of small business and private entrepreneurship, the authors analyze the characteristics of women entrepreneurs in comparison with men entrepreneurs. Zulfiya Khusanova Copyright (c) 2021 Зульфия Хусанова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 225 232 https://www.inlibrary.uz/index.php/economy_education/article/view/7644 The article assesses the state of economic development of the agricultural sector of the Andijan region, the factors affecting them, the dynamics of the development of industries, the role of the region's economy in macroeconomic indicators. Abdulfothix Aisachev Copyright (c) 2021 Абдулфотикс Айсачев https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 367 373 https://www.inlibrary.uz/index.php/economy_education/article/view/7643 In this article, the problems of mutual cooperation of farmer farms in the field of development of the economy of Uzbekistan, their activities, contribution to the economy, preparation, storage, processing and sale of agricultural products, as well as the provision of Service services were studied and investigated, and relevant conclusions and proposals were made in solving these problems. Mavluda Ahmedova Copyright (c) 2021 Мавлуда Ахмедова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 359 366 https://www.inlibrary.uz/index.php/economy_education/article/view/7642 Based on the experience of developed countries, the article analyzes the pace of socio-economic development of the republic's economy and the achievements, opportunities and problems in increasing the investment activity and attractiveness of our country, and develops proposals for their solutions. Jasurbek Ismatullaev Copyright (c) 2021 Жасурбек Исматуллаев https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 355 358 https://www.inlibrary.uz/index.php/economy_education/article/view/7641 The article examines the experience and measures of state support for agricultural enterprises in developed countries such as the United States, the Netherlands, Israel and Korea, as well as neighboring states of Kazakhstan and Russia. Summarizing the best practices of foreign countries to modernize production in fruit and vegetable production, recommendations have been prepared for the implementation of some aspects acceptable to the conditions of our republic Mashrab Achilov Copyright (c) 2021 Машраб Ачилов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 348 354 https://www.inlibrary.uz/index.php/economy_education/article/view/7640 The article covers the risks associated with the activities of agricultural enterprises and their classification, as well as the issues of achieving the efficiency of providing insurance services by supporting them with the payment by the state through the establishment of Public-Private Partnership and mutual insurance societies of a part of the insurance premiums, and the conclusions are formed. Kuzbergen Kalenov Copyright (c) 2021 Кузберген Каленов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 343 347 https://www.inlibrary.uz/index.php/economy_education/article/view/7639 The article explores ways to use marketing principles to identify growing competition in the educational services market and assess potential demand as well as comments on the development of higher education in Namangan Humoyun Kadirov Maftuna Akhmadjonov Copyright (c) 2021 Хумоюн Кадиров, Мафтуна Ахмаджонова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 338 342 https://www.inlibrary.uz/index.php/economy_education/article/view/7636 The article discusses topical issues such as the financing of religious educational institutions, the effectiveness of the use of financial resources, the mechanisms of financial support for teachers and students, the importance and role of financial incentives. Analytical approaches of Uzbek and foreign scholars on the importance of funding religious education and the stages of its development were studied. The article presents a comparative analysis of the historical significance of funding and its current state, based on the results of monographic and expert and systematic analysis. Salim Dusanov Abdulla Mallaboev Copyright (c) 2021 Салим Дусанов, Абдулла Маллабоев https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 329 338 https://www.inlibrary.uz/index.php/economy_education/article/view/7633 The article describes the effectiveness of preschool education management, regional ranking of preschool education systems, the importance of economic methods in preschool education management, the views of educators and parents of preschool children on preschool education management, the findings of the researcher on preschool education management based on analyses of preschool education management. Nodir Salikhov Copyright (c) 2021 Нодир Салихов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 322 329 https://www.inlibrary.uz/index.php/economy_education/article/view/7576 This article examines the importance of bank lending in the innovative development of enterprises in the tourism sector, Considered the problems faced by the subjects of this activity, associated with a lack of resources for their development and improvement. Particular attention in the article is paid to the need to improve credit support, and an analysis of loans issued by commercial banks by sectors of the economy is carried out, as well as an analysis of loans issued for business entities in the tourism sector in the Samarkand region. Conclusions are made and proposals are made to improve credit support for tourism enterprises. Aziza Karimova Copyright (c) 2021 Азиза Каримова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 59 65 https://www.inlibrary.uz/index.php/economy_education/article/view/7585 As a result of the economic reforms implemented in Uzbekistan in recent years, the procedures of a market economy are systematically applied in all sectors and industries of the economy. The changing competitive environment in the commodity and financial markets, the intensity of competition in all sectors is increasing. This process highlights the need to develop sustainable and long-term strategies for enterprises to gain a competitive advantage. This article covers marketing logistics, which is becoming an important tool for achieving a competitive advantage, and its access to new sales markets, the formation of a distribution system, as well as the purchase of materials, raw materials and goods. Diyor Holmamatov Copyright (c) 2021 Диёр Холмаматов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 108 112 https://www.inlibrary.uz/index.php/economy_education/article/view/7584 Management decision-making is an integral part of the authority of the head of the enterprise, and the qualities of the leader is important in this process. Because the manager has the last word is said in making management decisions. This article provides theoretical information about leadership qualities that are key criteria for making management decisions Sayora Rustamova Copyright (c) 2021 Сайёра Рустамова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 103 108 https://www.inlibrary.uz/index.php/economy_education/article/view/7583 The article discusses the issues of improving the formation of a competitive marketing strategy in the corporate structures of the chemical industry in a market economy, consistent with the efficiency of corporate governance. Akram Amirkulov Copyright (c) 2021 Акрам Амиркулов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 100 102 https://www.inlibrary.uz/index.php/economy_education/article/view/7582 In today's competitive market environment, the success of enterprises largely depends on the degree to which marketing activities are organized. Evaluating the effectiveness of marketing activities is becoming a topical issue. Therefore, this article describes the practice and results of evaluating the effectiveness of marketing management through the survey method Fotima Umidov Copyright (c) 2021 Фотима Умидова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 95 99 https://www.inlibrary.uz/index.php/economy_education/article/view/7581 This article is devoted to the marketing strategy in higher education and the theoretical and methodological foundations of its development. In particular, the tasks of the marketing strategy, the development and implementation of a marketing strategy in higher education, marketing strategies used in higher education, factors influencing the development and implementation of a marketing strategy, the process of developing a marketing strategy and its stages are described. The article also highlights the relationship between the educational market and interconnected markets, as well as the importance of marketing strategies in higher education Inatilo Nematov Copyright (c) 2021 Инатилло Нематов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 89 95 https://www.inlibrary.uz/index.php/economy_education/article/view/7580 This paper investigates the relationship between the level of external debt and economic growth in the case of 20 non-high-income Asian countries - 4 Central Asian and 16 other non-high-income Asian countries. In this paper, we use a quadratic regression specification for the macro panel data from 1995 to 2017 obtained from World Bank and UN databases to search for a threshold at which the external borrowing begins to have a negative impact on economic growth. Empirical results show the existence of an inverted U-curve relationship between external debt level and GDP per capita growth. The average external debt threshold level varies among sampled countries approximately 40-65 percent of GDP. Alautdin Arifkhanov Khabib Arifkhanova Copyright (c) 2021 Alautdin Orifxonov, Xabib Arifxonova https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 80 88 https://www.inlibrary.uz/index.php/economy_education/article/view/7579 This article contains our suggestions and comments on the types of factoring, as well as existing problems and achievements in the implementation of international and national factoring operations. It also discusses in detail the types of factoring and their analysis based on the world indicators of factoring operations. Farkhod Bobobekov Copyright (c) 2021 Фарход Бобобеков https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 73 80 https://www.inlibrary.uz/index.php/economy_education/article/view/7578 The occurrence of risks in operations carried out in commercial banks on the basis of new technologies introduced in any practice is an important issue in their prevention and security. This article highlights the role of new technologies in preventing financial risks affecting the activities of banks and ensuring their security. The article considers the features of the introduction of digital technologies in the banking sector, analyzes the characteristics of the activities of information technology in the activities of financial institutions, identifies problems that hinder the development of digital banking services. Propose measures to help minimize the risks of digitalization in the banking sector. Bekzod Nabiev Copyright (c) 2021 Бекзод Набиев https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 66 73 https://www.inlibrary.uz/index.php/economy_education/article/view/7586 This scientific article describes the content and relevance of regulatory documents adopted by the Government of Uzbekistan to increase the level of financial literacy of the population. The article presents an analysis of scientific works of foreign and domestic scientists working in this field. The results of the study of the state of financial literacy and access to financial services were analyzed by experts from the International Finance Corporation and the United Nations. The article also presents an independent author's analysis of the state and level of development of banking services by the population of Uzbekistan. In addition, the author presents scientific proposals and practical recommendations aimed at shaping the financial literacy of the population of our country and creating mechanisms for its implementation and increasing its efficiency Oybek Dusmukhamedov Copyright (c) 2021 Ойбек Дусмухамедов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 113 124 https://www.inlibrary.uz/index.php/economy_education/article/view/7575 This article examines the experience of developed countries in the organization of remote banking services in the context of bank transformation, the use of foreign experience in the transformation of banks in Uzbekistan and the prospects for the development of remote banking services. To date, the analysis of the activity of banks in the Fintech industry and the basis for the initiation of reforms and development of the banking system of Uzbekistan has been carried out. As a result of the research, the author developed scientific proposals and recommendations aimed at using the experience of developed countries in the field of remote organization of banking services in the context of digital transformation and the development of the industry Zokir Mamadiyarov Copyright (c) 2021 Зокир Мамадияров https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 51 59 https://www.inlibrary.uz/index.php/economy_education/article/view/7574 The article analyzes trade, economic, investment and transport logistics cooperation between Central and South Asian countries and draws conclusions on the topic Muhyiddin Kalonov Copyright (c) 2021 Мухиддин Калонов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 45 50 https://www.inlibrary.uz/index.php/economy_education/article/view/7573 The article describes modern approaches, strategies and the role of innovation in the development of innovative processes at industrial enterprises of the Republic of Uzbekistan Nargiza Dekhkanova Copyright (c) 2021 Наргиза Дехканова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 39 44 https://www.inlibrary.uz/index.php/economy_education/article/view/7571 The article examines the processes associated with the strategic opportunities and conditions for increasing the investment activity of small industrial zones. Theoretical and methodological factors influencing the process of ensuring investment activity in small industrial zones have been studied. The directions and opportunities for overcoming the factors that negatively affect the investment activity of small industrial zones are based. Scientific proposals and practical recommendations on the formation of strategic directions for increasing the investment activity of small industrial zones in Uzbekistan. Shahnoza Mannopova Copyright (c) 2021 Шахноза Маннопова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 35 39 https://www.inlibrary.uz/index.php/economy_education/article/view/7570 This article discusses the importance of foreign investment and their role in the development of the national economy and analyzes it on the basis of statistical data. The article also discusses the existing problems in attracting foreign investment to the national economy and what measures should be taken to intensify their prevention Gulmira Razikova Copyright (c) 2021 Гульмира Разикова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 31 35 https://www.inlibrary.uz/index.php/economy_education/article/view/7569 The article is devoted to the study of scientific views on the investment potential of the regions, the assessment of the impact of investments on economic growth in the regions and the development of proposals to increase the investment potential. It calculates the influence of investments on the economic growth of regions using the coefficient of elasticity of econometric models. Avazbek Sadykov Bobur Valiev Copyright (c) 2021 Авазбек Садыков, Бобур Валиев https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 26 30 https://www.inlibrary.uz/index.php/economy_education/article/view/7568 The state of development of the ICT sector in the country, the process of digital transformation and the level of competitiveness of the national economy in the world market have been studied. The main indicators of the global and Uzbek ICT market are analyzed. A multifactor model has been developed to predict the volume of communication and information services in Uzbekistan. The forecast for 2021-2025 was made, conclusions and recommendations on further development of the digital economy were given Abdurashid Kadyrov Furkat Bazarov Alia Akhmediev Bakhtiyor Mamurov Copyright (c) 2021 Абдурашид Кодыров, Фуркат Базаров, Алия Ахмедиева, Бахтиёр Маъмуров https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 19 25 https://www.inlibrary.uz/index.php/economy_education/article/view/7567 The article highlights research on the process of urbanization, the features of its development. The development of urbanization processes based on the specifics of the country's economy is considered. Also, proposals and recommendations have been developed to ensure the positive aspects of urbanization processes Sayidfozil Zokirov Copyright (c) 2021 Сайидфозил Зокиров https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 12 18 https://www.inlibrary.uz/index.php/economy_education/article/view/7602 The article provides feedback on the study of the use of tax analysis in the conduct of in-house tax audits and its results, and develops conclusions and recommendations on the subject Fakhriddin Isaev Copyright (c) 2021 Фахриддин Исаев https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 172 176 https://www.inlibrary.uz/index.php/economy_education/article/view/7610 In this article, the methods and criteria for socio-economic evaluation of the effectiveness of small business potential of the Surkhandarya region are covered on the basis of scientific research. To date, scientific research on the study of problems associated with socio-economic assessment of the potential effectiveness of small businesses is of urgent importance. The article presents approaches to socio-economic evaluation of the effectiveness of small business capacity. The potential of small business entities has been analyzed by the authors using separate and complex integral indexes on four criteria and suggestions and recommendations have been developed. Ochildy Khatamov Saodat Toshaliev Copyright (c) 2021 Очилди Хатамов, Саодат Тошалиева https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 215 224 https://www.inlibrary.uz/index.php/economy_education/article/view/7609 The article covers the theoretical foundations of entrepreneurship in an innovative economy, the form of ownership, forms of activity, as well as the number of employees, the share of small business in GDP, the main directions of business development in the country Gulnora Shadieva Copyright (c) 2021 Гyлнopa Шaдиeвa https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 210 215 https://www.inlibrary.uz/index.php/economy_education/article/view/7608 The article analyzes the provision of employment through the development of small business and private entrepreneurship and, on this basis, gives recommendations Berdimurod Bozorov Baxtiyor Tukhliev Copyright (c) 2021 Бердимурод Бозоров, Бахтиёр Тухлиев https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 206 210 https://www.inlibrary.uz/index.php/economy_education/article/view/7607 The article considers the ways of development of small business and private entrepreneurship in our country using foreign experience, as well as the state of statistics of these forms of management, which occupy a special place in increasing the investment potential of the national economy of different countries. Bakhodir Goyibnazarov Bobur Sharipov Copyright (c) 2021 Баходир Гойибназаров, Бобур Шарипов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 200 206 https://www.inlibrary.uz/index.php/economy_education/article/view/7606 The article examines the calculation and analysis of production costs in business entities. The structure of production costs and the analysis of costs per one soum of product, the main tasks of the analysis of production costs are studied. Sanzhar Omanov Copyright (c) 2021 Санжар Оманов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 194 199 https://www.inlibrary.uz/index.php/economy_education/article/view/7605 This article is devoted to the testing of the developed theoretical provisions and organizational and managerial mechanisms aimed at increasing the efficiency of sports organizations, we will conduct an economic and managerial survey in order to identify growth reserves and the formation of sustainable competitive positions of sports organizations. Two colleges of the Olympic reserve were selected as the base of the study: the Republican College of the Olympic Reserve and the Chirchik College of the Olympic Reserve. These colleges train directly the reserve of the Olympic team in all sports. Nargiz Matkarimova Copyright (c) 2021 Наргиз Маткаримова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 185 193 https://www.inlibrary.uz/index.php/economy_education/article/view/7604 The article examines the current state of the real estate appraisal system in our country. Existing problems in the property valuation process and their impact on property relations were assessed. Opportunities to optimize the process of reforming the property system in the context of modern market relations have been studied. In the process of improving the system of property reform in Uzbekistan is based on the possibility of adapting the process of real estate appraisal to the requirements of the property market. Scientific proposals and practical recommendations for improving the effectiveness of property reforms by improving the system of real estate valuation have been formed Mohir Valiev Copyright (c) 2021 Mohir Valiev https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 181 185 https://www.inlibrary.uz/index.php/economy_education/article/view/7603 This article describes some issues related to the correct formation of net cost in accordance with the Regulation "On structure of costs for production and sale of goods (works, services) and procedure for the formation of financial results", approved by resolution of the Cabinet of Ministers of the Republic of Uzbekistan, February 5, 1999, N 54. In particular, describe the practical problems of calculation the social tax and its reflection as an expense, proposals for their elimination have also been developed Komil Hotamov Copyright (c) 2021 Комил Хотамов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 177 180 https://www.inlibrary.uz/index.php/economy_education/article/view/7498 This article describes the goals and forms of state reforms in the management of natural monopolies in the country, including assistance to privatized enterprises, regulation of antitrust, development of a competitive environment, control and regulation of natural monopolies. Mashal Saidov Copyright (c) 2021 Машъал Саидов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 6 12 https://www.inlibrary.uz/index.php/economy_education/article/view/7601 In the world of international relations, a country's commitment and way of managing its own resources is based on an understanding of the financial situation. This article discusses the issues of increasing the effectiveness control of in budget organizations as an important element of the state financial control system. Aliascar Suvankulov Copyright (c) 2021 Алиаскар Суванкулов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 167 172 https://www.inlibrary.uz/index.php/economy_education/article/view/7600 The article deals with the issues of forming the base of tax revenues of local budgets, determining the revenue directions of local budgets, improving the efficiency of factors affecting the mechanisms of generating local budget revenues, as well as the tax potential in determining the revenue base of local budgets, the procedure for forming the structure of local budget revenues, mechanisms for distributing tax revenues between budgets of different levels Nodira Soatova Copyright (c) 2021 Нодира Соатова https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 159 167 https://www.inlibrary.uz/index.php/economy_education/article/view/7599 The Islamic financial system is one of the fastest-growing systems in the world, which is actively strengthening and expanding its position internationally. This is evidenced by the rapid growth in the number of Islamic financial institutions, the opening of Islamic windows and branches by traditional banks, as well as the growth in sales of Islamic securities on leading stock exchanges. The global financial and economic crisis of 2008 and the global financial crisis caused by the COVID-19 pandemic made it an urgent task to use and expand Islamic financial mechanisms that rely on the real sector and contribute to the development of society. This article analyzes the growth of the Islamic financial sector, particularly Sukuk - Islamic securities in the global financial market and the current state of Islamic finance in Uzbekistan. Also presented are the results of the research, including a survey on the opportunities of introduction and development of Islamic finance in Uzbekistan Sirojiddin Abrorov Copyright (c) 2021 Сирожиддин Аброров https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 146 159 https://www.inlibrary.uz/index.php/economy_education/article/view/7598 This article examines the experience of the United States, Germany, the United Kingdom, and Japan in taxing property income of individuals. Foreign experience of personal income taxation has been compared with this system in Uzbekistan and the possibility of applying some aspects of the personal income tax system in our country has been studied. Komil Saidov Copyright (c) 2021 Комил Саидов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 141 145 https://www.inlibrary.uz/index.php/economy_education/article/view/7589 This article describes the international practice of tax regulation, in particular, the promotion of innovative and investment activities of enterprises. New forms, positive and preferential aspects of tax benefits and preferences are also studied. The analysis of the possibilities of applying foreign experience of tax incentives in Uzbekistan is carried out. As a result of the research, relevant scientific conclusions were formed and scientific proposals and practical recommendations were developed Sarwar Giyasov Copyright (c) 2021 Сарвар Гиясов https://creativecommons.org/licenses/by/4.0 2021-05-14 2021-05-14 4 132 140 https://www.inlibrary.uz/index.php/economy_education/article/view/7588 The article examines the tax system, the importance of taxes in the state economy. The tax debts of legal entities and individual entrepreneurs, including individuals, have been analyzed. Opinions of foreign and domestic scholars about tax debts were studied. In addition, suggestions and applicantecommendations are given about reducing tax arrears and improving the mechanism of effective collection in our country. Ulugbek Khakimov Copyright (c) 2021 Улугбек Хакимов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 127 132 https://www.inlibrary.uz/index.php/economy_education/article/view/7587 Particular article shall discuss the importance of practical implementation of business analytical tools in Uzbekistan. There is an imperative need for this specialization especially in the financial institutions. It shall contribute successfully deliver business projects. Apart from this, this paper shall be involved in the discussion of role of the business analyst and how to succeed in the current pandemic case. Nurali Rizaqulov Copyright (c) 2021 Нурали Ризакулов https://creativecommons.org/licenses/by/4.0 2021-11-14 2021-11-14 4 124 127